If your spouse dies and you are a primary beneficiary of their traditional IRA or retirement plan account, you may be able to roll over the inherited funds to your own traditional IRA or plan account. This is generally true even if your deceased spouse had begun taking required minimum distributions (RMDs) from the account, and even if you have begun taking RMDs from your own IRA or plan. This option is available only to surviving spouse beneficiaries. If you are a child of the deceased or any other type of beneficiary, you cannot do a rollover.
Menu
